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Welcome to James Bales Financial LLC

Guidance you can trust.

James Bales Financial has assisted individual investors and small businesses with their financial planning, retirement, investment, and insurance needs since 1994. We provide independent advice, custom financial plans and solutions along with exceptional personal service. As independent registered representatives, we are not tied to one company and have the entire world of financial solutions available to best serve you.

Check out the Resources section for educational articles and videos on subjects like taxes, insurance, and annuities!

Our Latest Video:

Is the risk level you have in your financial portfolio now what it should remain? Now might be a good time to consider that for yourself.

After you watch the video, please visit risk.semwealth.com to review your own risk level and have a conversation with Jim and Jacob.
Could Employee Ownership Be Part of Your Succession Plan?

Explains benefits of employee-stock ownership plans for succession planning.

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HOT TOPIC: Will Tax Law Changes Impact Your Giving Strategy?

Explains how future tax rules may impact deductibility of charitable donations.

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Cash Balance Plans Help Some Business Owners Supersize Retirement Savings

These plans have generous contribution limits that increase with age, which may allow high-income business owners to catch up on retirement savings and significantly reduce their taxable incomes.

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What Happens to Your Time Horizon at Retirement?

Explores how investment strategy changes once retirement begins.

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Disability Income Insurance

How much Disability Income Insurance do you need?

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

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